What are the 2025/2026 federal standard deductions?

For the 2025 tax year, the IRS federal standard deduction is $15,000 for Single filers, $30,000 for Married Filing Jointly, $22,500 for Head of Household, and $15,000 for Married Filing Separately.

Does the United States charge state income tax?

Tax laws vary across states. 9 states have 0% income tax, while others use flat rates or graduated progressive brackets up to 13.3%.

What is the difference between effective tax rate and marginal tax rate?

Your marginal tax rate is the tax percentage applied to your highest dollar of income. Your effective tax rate is the total taxes paid divided by your total income, representing your real average tax rate.

Privacy Policy | SmartTax Suite

Privacy Policy & Data Protection

At SmartTax Suite ("we", "our", "us"), protecting your privacy is our highest priority. This Privacy Policy outlines our practices regarding data collection, privacy protections, and your rights when visiting https://ustaxcalculator.org.

🔒 Core Privacy Promise: 100% Client-Side Calculations

We do not collect, store, or transmit your financial inputs. All salary figures, hourly rates, 401(k) contributions, filing statuses, and state selections entered into our calculators are processed strictly within your web browser using JavaScript. Your personal numbers never leave your device and are never sent to our servers or any third-party server.

1. Information We Do Not Collect

Unlike traditional financial software, we do not require account registration, Social Security Numbers (SSN), taxpayer identification numbers, bank details, or employer names. We do not maintain user databases of financial profiles.

2. Information Collected Automatically

When you visit our website, our server infrastructure automatically records standard technical access log data. This technical information includes:

Network Identifiers: IP address (anonymized/truncated where required by law).
Browser & Device Metadata: Browser type, operating system version, device type, language preference, and referring URL.
Usage Metrics: Date/time stamp of requests and pages visited for server performance monitoring.

3. Cookies and Web Storage

We use minimal, essential technical cookies and browser local storage:

Essential Caching & State: Browser storage may temporarily hold your UI preferences (such as selected state or wage frequency) on your local device to enhance navigation responsiveness.
No Advertising Tracking: We do not deploy invasive third-party cross-site tracking cookies.

4. California Privacy Rights (CCPA / CPRA Notice)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have specific rights regarding personal information:

Right to Know: You have the right to request disclosure of personal data collected.
Right to Opt-Out / Do Not Sell My Personal Information: We do not sell, rent, or trade personal financial information to third parties or data brokers under any circumstances.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

5. European & International Users (GDPR Compliance)

If you access our site from the European Economic Area (EEA) or United Kingdom, processing of standard server access logs relies on our legitimate interest in maintaining web server security, preventing denial-of-service attacks, and ensuring fast content delivery.

6. Third-Party Infrastructure

Our site is hosted on secure cloud web hosting infrastructure (LiteSpeed / Apache servers). Server logs are maintained in compliance with standard industry security standards and automatically purged periodically.

7. Children's Online Privacy Protection (COPPA)

Our Service is directed to adults and individuals over the age of 18 searching for US wage and tax information. We do not knowingly collect personal information from children under 13.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or server infrastructure. Updates will be posted on this page with an updated "Last Revised" date.

9. Contact Us

For any privacy-related inquiries, requests, or questions:

SmartTax Privacy Office
Email: privacy@smarttaxsuite.com